About Life Coverage Desk

A short, plain explanation of who runs Life Coverage Desk and how it works.

Who runs this site

Life Coverage Desk is a trade name of Imperial Group Services LLC. Email: [email protected].

What we do

We publish plain-English guides about life insurance. If you would rather talk to someone, the phone number on this site connects you with a licensed independent insurance agent. The agents are not our employees. We do not sell insurance on this site or give advice about your policy.

How we are paid

The licensed agents who take the calls pay us. We do not sell personal information. The call is free, and calling does not commit you to anything.

About the agents

Agents are licensed in the states where they offer insurance. You can ask any agent for their name and license number, and check it with your state's department of insurance.

What we are not

We are not affiliated with any insurance company. We do not issue policies, and we can't see or change anyone's policy. Questions about a specific policy go to the insurer that issued it. This site is about life insurance only.

Where this service is offered

This service is not offered in New York.